PRIVACY POLICY

Last Updated: September 27, 2022

This Privacy Policy explains how Amrock Title Insurance Company (“we” or “us”) collects, uses, and discloses information about you. This Privacy Policy applies to information we collect from or about you when you use our services and when you communicate with us in any manner, including by email, telephone, and/or in person.

ACKNOWLEDGEMENT

Please read this Policy carefully. By accessing and using our website and services, or by communicating with us in any manner, you represent that you have read and understood this Policy. We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this Policy and, in some cases, we may provide you with additional notice (such as adding a statement to our website or sending you a notification). We encourage you to review this Privacy Policy regularly to stay informed about our information practices and the choices available to you.

WHAT TYPE OF DATA DO WE COLLECT ABOUT YOU?

Depending on how you interact or communicate with us, or depending on our interactions with third parties, we may collect the following categories of data from or about you:

1. Category: Identifiers.
   Example: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.
   Collected: Yes
   
2. Category: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
   Example: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
   
   Some personal information included in this category may overlap with other categories.
   Collected: Yes
3. Category: Protected classification characteristics under California or federal law.
   Example: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
   Collected: Yes
4. Category: Commercial information.
   Example: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
   Collected: Yes
5. Category: Biometric information.
   Example: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.
   Collected: No
6. Category: Internet or other similar network activity.
   Example: Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.
   Collected: No
7. Category: Geolocation data.
   Example: Physical location or movements.
   Collected: No
8. Category: Sensory data.
   Example: Audio, electronic, visual, thermal, olfactory, or similar information.
   Collected: No
9. Category: Professional or employment-related information.
   Example: Current or past job history or performance evaluations.
   Collected: Yes. If you apply for a position with Amrock Title Insurance Company.
10. Category: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
    Example: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
    Collected: No
11. Category: Inferences drawn from other personal information.
    Example: Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
    Collected: No

If you make a claim under a policy, we may collect additional personal information from you or others.

HOW DO WE COLLECT YOUR INFORMATION?

We collect your information in the following ways:

Directly from you, when you use our services or when you communicate in any manner, including but not limited to:

• Information you provide when you use our services;
• Information you provided when applying for a position with us;
• Information provided in conjunction with your inquiries or communications with us.

From third parties, including but not limited to:

• Title Agents/Underwritten Title Companies, Escrow/Settlement Service Providers, and other Title Insurers
• Public sources, including local, state, and federal government agencies;
• Consumer reporting agencies and/or governmental entities.

HOW DO WE USE YOUR INFORMATION?

We collect information from you for business and operational purposes. We may also use your information in the following ways:

• Auditing;
  
• Handling and processing claims made under a policy;
  
• Responding to your requests, feedback, or inquiries;
  
• Complying with laws, regulations, and other legal requirements;
  
• Complying with relevant industry standards and our policies.
  

HOW DO WE DISCLOSE YOUR INFORMATION?

We do not sell your personal information. We may disclose or share the information referenced in this policy for the following reasons:

• With our business partners or service providers for business and operational purposes;
  
• To handle or process claims made under a policy;
  
• If a sale, merger, transfer, exchange, or other disposition of all or a portion of a business of Amrock Title Insurance Company takes place;
  
• To satisfy any law, regulation, legal process, governmental request.
  

LINKS TO THIRD-PARTY SITES

Our website may contain links to third-party websites and services. Your activity on third-party websites is governed by the security and privacy policies of each third-party website.

HOW DO WE STORE AND PROTECT YOUR INFORMATION?

We use industry‑recognized security safeguards to protect your data. We have also implemented specific security measures, which are reviewed regularly. To protect your data, here are a few additional things we require all our team members to do:

• Our team members must take regular training and sign a written statement acknowledging their compliance with our security protocols.
  
• All team members must follow a strict password protocol.
  
• We require strict authentication and authorization for team members to use, view, or change certain information.
  

HOW LONG DO WE KEEP YOUR PERSONAL INFORMATION?

We may retain your data for as long as is necessary to effectuate the purpose for which it was collected, and/or in order to satisfy legal and regulatory obligations.

CONTACT US

Phone: (888) 854-9034
Email: Info@amrocktic.com

By mail write to this address::
Amrock Title Insurance Company
662 Woodward Ave., 10th Fl.
Detroit, MI 48226